You Have the Right to Fight.
We Help You Understand Your Options.
If you have received a summons and complaint, the clock is ticking. New York law gives you real rights in foreclosure court. We coordinate the real estate side while licensed attorneys handle the legal defense.
Get Your Free ConsultationWhat You Need to Know About NY Foreclosure Court
New York is one of the strongest states for homeowner rights in foreclosure. Here is what the process looks like and why acting now matters.
The Bank Must Sue You in Court
New York is a judicial foreclosure state. The bank cannot simply take your home. They have to file a lawsuit and win in court. You have the right to respond and to require them to follow every rule.
Mandatory Settlement Conferences
New York law requires your lender to attend mandatory settlement conferences where a judge oversees the process and requires both sides to negotiate in good faith. This is a real opportunity to resolve the case.
The Timeline Works in Your Favor
New York foreclosure cases typically take 2 to 5 years from first missed payment to auction. That timeline gives you real options — but only if you start working on them now, not after a sale date is set.
What We Do
We handle the real estate side of your case so you can focus on the legal defense. Here is how we support you.
Case Review and Documentation
We review where your case stands in the court system, help you gather and organize your financial documentation, and make sure you understand what stage you are in and what your options are.
Attorney Referral and Coordination
We connect you with licensed NY foreclosure defense attorneys for court representation. We actively encourage every homeowner to retain legal counsel for any court filing or legal defense. We handle the real estate side; attorneys handle the legal side.
Loss Mitigation Coordination
While your attorney handles the court defense, we simultaneously pursue loss mitigation options with your lender — loan modification, short sale, or other alternatives that can resolve the case before it reaches a sale date.
Important: We are not a law firm and do not provide legal advice. For court representation, filing an Answer, or any legal defense in foreclosure, you must work with a licensed New York attorney. We coordinate the real estate side and can help connect you with the right legal resources.
Time Matters. Call Us Today.
If you have received a summons, call us now at (646) 600-5995. The sooner you act, the more options you have. The free consultation costs nothing and could change everything.
Get Your Free Consultation